Help understanding and buying a life or term insurance policy.
How we can help
- Message us on WhatsApp and tell us what you need
- Tell us a few basic details about your case
- Get step-by-step guidance on documents and the form
- Pay official fees only on the government portal and keep the receipt
Documents commonly required
- ID proof, address proof and age proof
- Income proof, where asked
- Medical reports, where asked
- Nominee details
Step-by-step process
- Decide whether you need pure protection (term plan) or a savings-linked plan
- Compare cover, premium, term and the insurer claim record
- Fill in the proposal honestly and complete any medical check
- Pay the premium and keep the policy document
- Tell your family where the policy is kept
Good to know
- Buy only from insurers registered with IRDAI
- Always add a nominee and keep the details updated
Frequently asked questions
Is this the official government website?
No. We are an independent helper. Official applications and fees are handled on the government portals.
Where do I pay the government fee?
Only on the official portal or at the official counter. Beware of fake websites and of anyone asking you to pay into a personal account.
Is the information always up to date?
Rules, dates and amounts change. Please confirm the latest details on the official website before you apply.
How can I contact you?
Tap the Contact now button to message us on WhatsApp.