Help understanding and buying a health insurance policy.
How we can help
- Message us on WhatsApp and tell us what you need
- Tell us a few basic details about your case
- Get step-by-step guidance on documents and the form
- Pay official fees only on the government portal and keep the receipt
Documents commonly required
- ID proof and address proof
- Age proof of all members to be insured
- Medical history declaration
- Nominee details
Step-by-step process
- List the people to be covered and your budget
- Compare cover amount, waiting periods, room-rent limits and exclusions
- Check the network hospitals near you and the claim settlement record
- Fill in the proposal honestly and pay the premium
- Keep the policy document and health card safe
Good to know
- Buy only from insurers registered with IRDAI
- Declare existing illnesses honestly. Hiding them can lead to claim rejection
Frequently asked questions
Is this the official government website?
No. We are an independent helper. Official applications and fees are handled on the government portals.
Where do I pay the government fee?
Only on the official portal or at the official counter. Beware of fake websites and of anyone asking you to pay into a personal account.
Is the information always up to date?
Rules, dates and amounts change. Please confirm the latest details on the official website before you apply.
How can I contact you?
Tap the Contact now button to message us on WhatsApp.